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Manage your Citibank accounts online, view balances, transfer funds, pay bills, and more. Citi India has transferred ownership of its consumer banking business to Axis Bank (registration number L65110GJ1993PLC020769) with effect from 1 st Mar 2023. Authorized by the DoDI 5154. This will normally take upto 3 working days (excluding Saturdays & Sundays) to get credited into your account. Learn more today. Citibank Online Transfer funds across banks in India using National Electronic Funds Transfer (NEFT) / Real Time Gross Settlement (RTGS) / Immediate Payment Service (IMPS). Cardholders with an IBA are responsible for payment in full of the undisputed amounts due in the monthly billing statement from the card vendor and should refer to the Cardholder Reference Edition of the Government Travel Charge Card Regulations [PDF, 9 pages] for complete Welcome to CitiDirect® Online Banking, Citibank's Web-based banking platform. E-PAY. 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